Bread, a division of Alliance Data, is a technology-driven payments company transforming the way consumers shop. Bread powers seamless payment experiences and APIs that allow retailers and partners to offer shoppers more ways to pay over time.
Laws and regulations exist to protect consumers, which we support and respect. Laws and regulations exist to protect consumers, which we support and respect. We recognize the risks in financial services and are measured in our decisions.Simple transparent terms. No prepayment penalties. No deferred interest.Applying is easy. All we need is a few pieces of information and you get a decision in seconds.
Very unorganized and unprofessional. The people that i spoke with, all seemed as if the were reading how to respond to questions off of a paper. I was put on hold a number of times. When I asked to talk to a supervisor, I was told that they were all helping other customers.